Page 14 - Senior Times South Central Michigan October 2023 - 30-10

Page 14
Senior Times - October 2023 Cooking FOR TWO
Award-Winning | 5-Star Rated
50 Sanderson Lane 517.279.9587 Coldwater, MI 49036 Maple-Lawn.org
PUMPKIN SOUP
Every year I am eager to start using the flavors of the season, apples, squash, pumpkin, etc. There is nothing like a trip to an apple orchard or farm stand and bringing home these delights. Now that said, roasting a pie-pumpkin to cook with is more time or effort than most of us has. Libby’s can pumpkin puree is highly rated by America’s Test Kitchens and helps make this soup an easy fix on a fall afternoon.
Pumpkin Soup:
• 1 1⁄2 teaspoons butter
• 2 tablespoons butter
• 1 small onion, chopped
• 1 stalk celery, chopped
• 2 carrots, peeled, and chopped
• 2 tablespoons Wondra or flour to thicken • 1 can (15 oz.) pumpkin puree (such as
• 1 1⁄2 cans (about 20 oz.) chicken broth • 1⁄2 teaspoon each ground ginger, clove,
Joanna Stelloh Phelps, Special to Senior Times
& allspice
• 1 teaspoon nutmeg
• 2 teaspoons cinnamon • 1/3 cup brown sugar
• Salt and pepper to taste Instructions:
FALL!
Gifts, gift baskets, and keepsakes are always available.
Libby’s)
In medium stock pot, melt butter; add onion, celery, and carrots and sauté until onions are translucent, about 6 minutes. (Note: add more butter and allow to melt if too dry.) Stir in flour to thicken, cook about 1-2 minutes; add broth and stir. Add pumpkin, seasonings, and brown sugar and cook until heated through. Add salt and pepper to taste. Puree soup with immersion blender or in small batches in blender filling only halfway, put the top on, and hold down with a towel and blend until smooth. Add cream and heat through – do NOT allow to boil. Serve with swirl of sour cream.
STOP IN... we have many colorful arrangements to choose from.
84 West Goguac Street in Battle Creek 269-963-5571 • www.swonksflowersandgifts.com
PRE-PLANNING • AT NEED • AFTER CARE
• Locally owned – not a part of a large corporation
• Family is important to us, you will receive personal and professional service
• Serving this community for over 58 years
• We live, shop, and support businesses within our community
• Conveniently located
• Respecting and honoring all faiths and cultures
COMPASSIONATE, AFFORDABLE, AND CARING ATTENTION TO YOUR FAMILY
269-962-5191 • 703 Capital Ave., SW, Battle Creek • www.henryfuneralhome.org
You are entitled to full benefits when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement
age, use the chart below and select your year of birth. This example is based on an estimated monthly benefit of $1000 at full retirement age.
When to Start
Swonk’s can create traditional arrangements, trendy arrangements or something special.
You can start receiving your Social Security retirement benefits as early as age 62 but your benefits are reduced a small percent for each month before your full retirement age.
Medicare benefits within three months of your 65th birthday. If you wait longer, your Medicare medical insurance (Part B) and prescription drug coverage (Part D) may cost you more money.
Retirement Benefits
If you decide to delay your benefits until after age 65, you should still apply for
Year Born 1
Full (normal) Retirement Age
Months between age 62 and full
retirement age 2.
At Age 62 3.
A $1000 retirement benefit would be reduced to
The retirement benefit is reduced by 4.
A $500 spouse's benefit would be reduced to
The spouse's benefit is reduced by 5.
1943-1954
66
48
$750
25.00%
$350
30.00%
1955
66 & 2 months
50
$741
25.83%
$345
30.83%
1956
66 & 4 months
52
$733
26.67%
$341
31.67%
1957
66 & 6 months
54
$725
27.50%
$337
32.50%
1958
66 & 8 months
56
$716
28.33%
$333
33.33%
1959
66 & 10 months
58
$708
29.17%
$329
34.17%
1960 & later
67
60
$700
30.00%
$325
35.00%
WhyChoose a Local Family-Owned Funeral Home?
1. If you were born on January 1st, you should refer to the previous year. 2. If you were born on the 1st of the month, we figure your benefit (and your full retirement age) as if your birthday was in the previous month. If you were born on January 1st, we figure your benefit (and your full retirement age) as if your birthday was in December of the previous year. 3. You must be at
least 62 for the entire month to receive benefits.
4. Percentages are approximate due to rounding.
5. The maximum benefit for the spouse is 50 percent of the benefit the worker would receive at full retire- ment age. The percent reduction for the spouse should be applied after the automatic 50 percent reduction. Percentages are approximate due to rounding.
Diversified Financial Advisors Offers Strategies To Help Your Investments Keep Growing.
Danford M. Byrens
Financial Representative | 269-441-1444 | dmbyrens@hirep.net
Before investing, you should carefully consider the investment objectives, risks, charges and expenses. We can help you with those decisions. We are qualified financial advisors. Give us a call.
15 Capital Ave. NE Ste. 104 | Battle Creek, MI 49017 | www.divfa.com
Securities offered through Harbour Investments, Inc. Member FINRA/SIPC