Page 15 - Senior Times South Central Michigan February 2021 - 28-02
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Senior Times - February 2021
Page 15
        Make Friends Through Heritage Commons’ Virtual Programming
By: Cathleen Knoll, Senior Center Coordinator, Heritage Commons Senior Enrichment Center
Social connections help
people maintain their health, both mentally and physically. There
is mounting evidence showing that socializing can provide many benefits to your health. People who are socially connected may live longer, have a stronger immune system, and experience improved brain health.
My Medicare Matters Medicare COVID-19 Medicare Coverage and Medicare Advantage Changes
By: Karen Courtney, MMAP Counselor, CareWell Services SW
    The pandemic has been an
Heritage Commons Senior Enrichment Center’s mission is to provide a gathering place for older adults to participate in activities and access resources that promote their well-being. We are striving to do this virtually as well! All virtual Lunch and Learns are available to area seniors for free. Please email call (269) 719-0766 or for registration and information on each one. Other virtual events and activities such as exercise classes are available to members on Zoom. If you are not a member, join us for an activity or two, you will be glad you did!
As a Medicare beneficiary, your costs for COVID-19 services are $0 for a test, Antibody Test, or vaccination. For COVID-19 treatment, Medicare Co-Pays and Deductibles DO apply. The $203 annual Part B deductible and 20% co-insurance can apply against office visits, labs, radiology, or other outpatient types of services. The Part A Hospital Deductible for 2021
isolating event in our lives. Many
Technology has gifted us
with ways to stay in touch. We can connect to each other safely from home and yet share some electronic space. We believe senior centers are avenues to reconnect with loved ones and friends. In former times, that connection came through a variety of in-person programs, events,
and classes. Now, we have the opportunity to connect using our electronic devices. We can see and hear each other in real time.
February. We have an ongoing live exercise class that you are welcome to join as well.
 people are living day to day and
month by month without in-person
5 Simple Safe Internet Practices
By: Liz Lawson Young, Marketing Specialist, CareWell Services SW
contact with family or friends. To some degree, we are all isolating to stay safe. How can we relieve some of the loneliness that has resulted from the pandemic and experience more healthy social connection?
If you are looking for connection, join us for virtual programs at Heritage Commons! Our programs can help you connect with friends both new and old. We have four upcoming Lunch and Learn events in
    Understanding safe online practices while shopping and using the internet can prevent you from losing your identity or your money to scammers! Here are a few tips:
know claiming that you have won a prize.
from the internet onto your computer unless they are from a reliable source.
is $1484 per 60-day benefit period, and you may be charged $371 per day for days 61-90, if you are a “long-hauler.” Your Medigap, Medicaid, or Retiree plan might act as a secondary insurance and cover these costs. You are responsible to pay them if you have no secondary insurance.
1. Do not open or respond to emails from people you don’t
3. Do not download programs
5. Use trusted security software and make sure it’s updated regularly.
2. Be cautious about opening attachments and downloading files from emails, regardless of who sent them.
4. Do not email financial information or account numbers.
Medicare Advantage plans have their own Part B costs and daily costs for hospitalizations, subject to annual maximum Out-of-Pocket costs. Advantage plan users should verify that their hospital and providers are in-network with their Advantage Plan; as going out of network can cost you significantly more. If your hospital or doctors
DO NOT contract with your Medicare Advantage plan,
you have the opportunity
to change your plan now through March 31. You might also qualify to return to your Medigap plan, if you had one, although you might be subject to underwriting for pre-existing conditions. If you have Extra Help, an assistance program that helps pay for Part D prescription drug costs, you can make one change per quarter during the first three quarters of the year.
There is a lot of information when it comes to Medicare. MMAP can help you make sense of it all! Call 1-800-803- 7174 for free, unbiased, local assistance with your Medicare Insurance questions.
 Learn & Socialize Online
with other life-long learners
Join GetSetUp, the online learning platform for seniors!
GetSetUp is free, safe, and interactive.
Courses include technology, personal enrichment, health & wellness, hobbies, social hours and more! Courses are taught by knowledgeable seniors.
Register online at

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