Page 26 - Senior Times South Central Michigan July 2020 - 27-07
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Page 26
Senior Times - July 2020
From The
We Can Meet Your Home Care Needs.
 Aide & Companion Service
 Medication Set-Up Supervision  Housekeeping
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Thomas J. Unger, ACSW Patricia D. Slayton, RN, MSN
5350 Beckley Rd, Suite D
 (Side door of Southern Michigan Bank & Trust)
60+ Years of Qualified Experience
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State Senator, John Bizon, M.D., District 19
Many people are returning to work post-COVID-19, and my hope is
that you and your family are keeping healthy this summer. With much of our recent discussions surrounding the Coronavirus, it seems as if July has come so quickly.
• $50,000 (for those on Medicaid)
• Opt-out (for seniors with Medicare)
Michigan drivers are less than a month away from saving money on their car insurance. The historic auto no-fault law, which was enacted a year ago, takes effect this month.
All auto insurance companies doing business in the state must also reduce the cost of each PIP level for at least eight years. The unlimited plan must be lowered by an average of at least 10% per vehicle; the $500,000 plan by at least 20%; the $250,000 plan by at least 35%; and the $50,000 plan by at least 45%. Those choosing to opt out will not pay a PIP medical premium.
Michigan law requires auto insur- ance policyholders to carry personal injury protection (PIP), which covers medical costs if a driver is in an auto accident. On July 2, for the first time, motorists were able to begin choos- ing from a selection of new coverage levels to better meet their needs and budget.
  For us, it’s not about selling caskets or an urn. It is about the life that you wish to remember.
 We invite you to compare the differences between funeral homes and
see for yourself
what so many
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Each PIP level represents the max- imum amount a policy will pay per person per auto accident. Senior citi- zens who are on Medicare and other motorists whose health insurance plans include coverage for auto accident inju- ries may now choose to opt out of PIP medical coverage on their auto insur- ance policy.
The Michigan Department of Insurance and Financial Services (DIFS) recently announced that the average statewide PIP medical savings under the state’s new auto insurance law will exceed the law’s requirements. Compared to the statewide average rates on May 1, 2019, this year’s average statewide reduction for the unlimited plan is 15.5% per vehicle; 30.6% for the $500,000 plan; 41.8% for the $250,000 plan; and 53.5% for the $50,000 plan.
 Under the new law, drivers may select the following PIP coverage levels:
• Unlimited
For more information on Michigan’s new auto insurance law, including a
list of insurance agents, visit, email, or call 1-833-ASK-DIFS.
• $500,000
• $250,000 (exclusion is available for
If you have additional questions about state government, please contact my office at (517) 373-2426.
 269-962-5191 • 703 Capital Ave., SW, Battle Creek •
individuals with qualifying health coverage)
  NorthPointe Woods
                                                    700 North Avenue, Battle Creek
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Call (269) 964-7625 for more information or to schedule a tour.
When you need legal help, you deserve a Law Firm that will work for you.
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Kellie E. Podolsky
Probate & Estate Planning: Your family and your wishes. Trusted and respected to help YOU make YOUR decisions regarding
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