Page 26 - Senior Times South Central Michigan July 2020 - 27-07
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Page 26
Senior Times - July 2020
From The
                                           Co-Owners:
We Can Meet Your Home Care Needs.
 Aide & Companion Service
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60+ Years of Qualified Experience
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STATE SENATE
State Senator, John Bizon, M.D., District 19
 AUTO INSURANCE CHANGES
Many people are returning to work post-COVID-19, and my hope is
that you and your family are keeping healthy this summer. With much of our recent discussions surrounding the Coronavirus, it seems as if July has come so quickly.
• $50,000 (for those on Medicaid)
• Opt-out (for seniors with Medicare)
Michigan drivers are less than a month away from saving money on their car insurance. The historic auto no-fault law, which was enacted a year ago, takes effect this month.
All auto insurance companies doing business in the state must also reduce the cost of each PIP level for at least eight years. The unlimited plan must be lowered by an average of at least 10% per vehicle; the $500,000 plan by at least 20%; the $250,000 plan by at least 35%; and the $50,000 plan by at least 45%. Those choosing to opt out will not pay a PIP medical premium.
   PRE-PLANNING • AT NEED • AFTER CARE
Michigan law requires auto insur- ance policyholders to carry personal injury protection (PIP), which covers medical costs if a driver is in an auto accident. On July 2, for the first time, motorists were able to begin choos- ing from a selection of new coverage levels to better meet their needs and budget.
  For us, it’s not about selling caskets or an urn. It is about the life that you wish to remember.
 We invite you to compare the differences between funeral homes and
see for yourself
what so many
families have discovered.
Each PIP level represents the max- imum amount a policy will pay per person per auto accident. Senior citi- zens who are on Medicare and other motorists whose health insurance plans include coverage for auto accident inju- ries may now choose to opt out of PIP medical coverage on their auto insur- ance policy.
The Michigan Department of Insurance and Financial Services (DIFS) recently announced that the average statewide PIP medical savings under the state’s new auto insurance law will exceed the law’s requirements. Compared to the statewide average rates on May 1, 2019, this year’s average statewide reduction for the unlimited plan is 15.5% per vehicle; 30.6% for the $500,000 plan; 41.8% for the $250,000 plan; and 53.5% for the $50,000 plan.
 Under the new law, drivers may select the following PIP coverage levels:
• Unlimited
For more information on Michigan’s new auto insurance law, including a
list of insurance agents, visit Michigan.gov/AutoInsurance, email AutoInsurance@Michigan.gov, or call 1-833-ASK-DIFS.
    THOMAS C. COLEMAN
JOSEPH U. STASA
PAULA S. COLEMAN
DENNY P. SEIVERT
• $500,000
• $250,000 (exclusion is available for
If you have additional questions about state government, please contact my office at (517) 373-2426.
 269-962-5191 • 703 Capital Ave., SW, Battle Creek • www.henryfuneralhome.org
individuals with qualifying health coverage)
  NorthPointe Woods
AN ACTIVE
SENIOR LIVING COMMUNITY
                                                    700 North Avenue, Battle Creek www.northpointewoods.org
Feels Like Home
• Independent Apartments
• Assisted Living Apartments
• Transportation
• Convenient to the Medical Community
• Daily Activities
• Fully Equipped Fitness Center
• Beautiful Views Overlooking Battle Creek
Call (269) 964-7625 for more information or to schedule a tour.
                                           269-965-3185
IT’S ABOUT YOU.
When you need legal help, you deserve a Law Firm that will work for you.
We are a different kind of law firm.
Call us today and find out the difference for yourself.
Kellie E. Podolsky
Probate & Estate Planning: Your family and your wishes. Trusted and respected to help YOU make YOUR decisions regarding
your estate, your property, your health care plans and your legacy. Wills • Power of Attorney • Trusts • Deeds
FREE CONSULTATIONS for Probate & Estate Planning Clients
601 S. Shore Dr. #329, Battle Creek 49014 PWLawMi.com • (269) 965-3185 • Find us on facebook!
   



























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