Page 3 - Senior Times South Central Michigan - July 2018 - 25-07
P. 3

Senior Times - July 2018
Page 3
MEDICARE & TRAVEL – WHAT’S COVERED?
By: Sherii Sherban, Publisher
In general, health care you get while travel- ing outside the U.S. isn’t covered.
The 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are con- sidered part of the U.S.
Medicare may pay for inpatient hospital, doc- tor, ambulance services, or dialysis you get in a foreign country in these rare cases:
• You’re in the U.S. when a medical emergency
occurs, and the foreign hospital is closer than the nearest U.S. hospital that can treat your medical condition.
• You’re traveling through Canada without unrea- sonable delay by the most direct route between Alaska and another state when a medical emer- gency occurs, and the Canadian hospital is clos- er than the nearest U.S. hospital that can treat the emergency.
• You live in the U.S. and the foreign hospital is closer to your home than the nearest U.S. hospi- tal that can treat your medical condition, regard- less of whether an emergency exists.
In some cases, Medicare may cover medically necessary health care services you get on board a ship within the territorial waters adjoining the
land areas of the U.S. Medicare won’t pay for health care services you get when a ship is more than six hours away from a U.S. port.
Medicare drug plans don’t cover prescrip- tion drugs you buy outside the U.S. However, Medicare supplement insurance (Medigap) policies may cover you when you travel outside the U.S.
Your costs in Original Medicare
You pay 100% of the costs, in most cases. In the situations described above, you pay 20% of the approved amount, and the Part B deductible applies.
In the situations above, Medicare pays only for services covered under Original Medicare:
• Medicare Part A (Hospital Insurance) covers
hospital care (care you get when you’ve been formally admitted with a doctor’s order to the foreign hospital as an inpatient).
• Part B covers emergency and non-emergency ambulance and doctor services you get imme- diately before and during your covered foreign
inpatient hospital stay. Medicare generally won’t pay for services (like return ambulance trips home) in either of these cases:
1. Medicare didn’t cover your hospital stay.
2. You got ambulance and doctor services out-
side the hospital after your covered hospital
stay ended.
• You pay the part of the charge you would nor-
mally pay for covered services. This includes any medically necessary doctor and ambulance services you get in a foreign country as part of a covered inpatient hospital stay. You also pay the coinsurance, copayments, and deductibles you’d normally pay if you got these same services or supplies inside the U.S.
Foreign hospitals aren’t required to file Medicare claims. You need to submit an itemized bill to Medicare for your doctor, inpatient, and ambulance services if both of these apply:
• You’re admitted to a foreign hospital under one
of the situations above.
• The foreign hospital doesn’t submit Medicare
claims for you.
To find out how much your test, item, or ser- vice will cost, talk to your doctor or health care provider. The specific amount you’ll owe may depend on several things, like:
• Other insurance you may have.
• How much your doctor charges.
• Whether your doctor accepts assignment.
• The type of facility.
• Where you get your test, item, or service.
Note: Because Medicare has limited cover- age of health care services outside the U.S., you may choose to buy a travel insurance policy to get more coverage. An insurance agent or travel agent can give you more information about buy- ing travel insurance. Travel insurance doesn’t necessarily include health insurance, so it’s important to read the conditions or restrictions carefully.
CITY
Hastings Woodland
Albion Battle Creek Battle Creek Homer Marshall
Jackson Jackson Napoleon
Spring Arbor
LOCATION
COA Building Eagles Club
FACILITATOR
Mary Cook Kristy Estep
PHONE DAYS
(269) 948-4856 M-F
(269) 367-4041 M,W,F
TIME
10am-2pm
10:30am-1pm
SENIOR DINING CENTERS
BARRY COUNTY
Delton
Faith United Methodist
Angela Soya
(269) 579-3918
M,W,T
11am-1pm
Nashville
Main St. Banqets
Jenny Burlison
(517) 213-9212
M-F
10:30am-1pm
Meals provided by Barry County Commission on Aging. A program sponsored by Barry County United Way.
BRANCH COUNTY
Coldwater
Coldwater Church of Christ
Alisha Carr
(517) 279-8249
M,T,Th,F
9am-1pm
Lunch Served at 12pm
Meals provided by Community Action Food and Nutritional Services. Funding sources AAA 3C, Branch County United Way, USDA and private donations.
CALHOUN COUNTY
Albion
Albion Forks Senior Dining Center
Cynthia Rose
(866) 200-8877
M,T,W,F
10:30am-1pm
Lunch served at 12pm
Clarence Township Dining Center Cherryhill Manor Senior Center Springview Towers Dining Center Homer Presbyterian Church Marshall House Dining Center
Crouch Senior Center
King Rec Center, Food with Friends Napoleon Township Hall
Spring Arbor Senior Center
Mark Rice
Constance Siegel Eileen Worthington Senior Health Partners Deb Trescott
Laurie Mead Laurie Mead Gail Jamieson
Shimone Glaspie
(866) 200-8877 (866) 200-8877 (866) 200-8877 (866) 200-8877 (866) 200-8877
(517) 788-4364 (517) 788-4364 (517) 788-4364
(517) 750-1010
M,T,W M,T,W,Th,F M,T,W,F
T
M,W,F
M,T,W,Th,F M,T,W,Th,F T, Th M,T,W,Th,F
10:30am-1pm 10:30am-1pm 10:30am-1pm 10:30am 10:30am-1pm
8am-4pm 10:30am-1:30pm 10:30am-1:30pm
9:45am-1:45pm
Lunch served at 11:45am Lunch served at 11:30am Lunch served at 11:30am Whole Person Wellness too Lunch served at 12pm
Lunch served at 12pm Lunch served at 12pm Lunch served at 12pm
Lunch served at 12pm
Battle Creek
Bedford Manor Dining Center
Billy Castle
(866) 200-8877
M,T,W,Th,F
10:30am-1pm
Lunch served at 11:30am
Battle Creek
Lakeview 890 Territorial Dining Center
Karl Hoard
(866) 200-8877
M,W,F
10:30am-1pm
Lunch served at 11:30am
Battle Creek
Westbrook Place Dining Center
Michelle Dove
(866) 200-8877
M,T,W,Th,F
10:30am-1pm
Lunch served at 11:30am
Marshall
Heritage Commons
Kitty Knoll
(269) 558-6150
T, Th
12-1pm
Tekonsha
Tekonsha Community Hall
Senior Health Partners
(866) 200-8877
T
10am
Whole Person Wellness too
All sites have hot and cold meals. Meals provided by Senior Services. Funding by Calhoun County Senior Services, AAA 3B, USDA and private donations.
JACKSON COUNTY
Grass Lake
Grass Lake Food With Friends
Annie Lavergne
(517) 788-4364
T, Th
10am-3:30pm
Lunch served at 12pm
Jackson
Park Forest
Laurie Mead
(517) 788-4364
M,T,W,Th,F
10:30am-1:30pm
Lunch served at 12pm
Michigan Center
St. Aidan’s Episcopal Church
Laurie Mead
(517) 788-4364
M,W,F
10am-2pm
Lunch served at 12pm
Norvell
Norvell/Township Hall
Gail Jamieson
(517) 788-4364
M,W,F
10:30am-1:30pm
Lunch served at 12pm
To have your senior dining center added or changes to your listing, Call Sherii at (269) 979-1412 ext. 302 or Email: ssherban@wwthayne.com


































































































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