Page 8 - Senior Times South Central Michigan - March 2017 - 24-03
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Page 8
Senior Times - March 2017
Senior Times
WHERE 50 IS A PLUS
Published by Scene Publications,
A Division of W.W. Thayne Advertising Consultants, Inc. 4642 Capital Avenue Southwest Battle Creek, Michigan 49015-9350 Administration — (269) 979-1411 Advertising — (269) 979-1479 FAX — (269) 979-3474 Email: ssherban@wwthayne.com
Publisher & Executive Editor............. Sherii Sherban Advertising Consultants........................... Pat Fosdick ....................................................................... Sally Goss Marketing / Administrative Asst . Christyn McCleary Staff Photographer / Artist .................. Keith Sherban Artists.................................................... David Sherban .............................................................. Matthew Travis ......................................................... Frederick DeRuiter Publisher Emeritus .......................... Richard DeRuiter
updates on your
TM
SOCIAL SECURITY
Senior Times of South Central Michigan is published twelve times per year by W.W. Thayne Advertising Consultants, Inc. Senior Times is distributed free through our advertisers, area profes- sional offices, and key points of interest throughout South Central Michigan. To be added to the distribution list contact Christyn McCleary at extension 301.
Senior Times is also made available by mail subscriptions for $20 per year. To subscribe call Christyn McCleary at (269) 979-1411 ext. 301. Due to bulk rate restrictions, copies of Senior Times are not forwarded automatically by the U.S. Post Office to recipients when they move or are tempo- rarily away. Please contact Senior Times with your new address before you move or are temporarily away so we can update the mail list and provide you with uninterrupted service.
Opinions expressed by writers in Senior Times are their own and do not necessarily reflect the opinion or policy of Senior Times or W.W. Thayne Advertising Consultants, Inc. All rights reserved. Reproduction without permission is prohibited.
CHANGE TO FULL RETIREMENT AGE IN 2017
Question: I've decided I want to retire. Now what do I do?
Answer: The fastest and easiest way to apply for retirement benefits is to
go to www.socialsecurity.gov/online- services. Use our online application to apply for Social Security retirement or spouses benefits. To do so, you must:
• Be at least 61 years and 9 months old; • Want to start your benefits in the next
four months; and
• Live in the United States or one of its
commonwealths or territories. Social Security has been a corner- stone of financial security for over 80
years. As you might already know, a life- time of measured discipline can ensure a comfortable retirement. Social Security can help you plan, save, and see plenty of green in your golden years.
Social Security is part of the retire- ment plan of almost every American worker. If you’re among the 96 percent of workers in the United States covered under Social Security, it is helpful to know what benefits you are entitled to. Social Security bases your benefit pay- ment on how much you earned during your working career. Higher lifetime earnings result in higher benefits. If there were some years you didn’t work or had low earnings, your benefit amount may be lower than if you worked steadily. How do you know what your
retirement benefits might be so you can plan? Create a safe and secure my Social Security account to view estimates of your future retirement, disability, and survivors benefits. Visit www.socialse- curity.gov/myaccount and create your account today.
Social Security benefits help secure your today and tomorrow, but many peo- ple will need more retirement income. Saving for retirement is key. You might also have a pension or 401k.
Combining as many savings resources as you can will mean more income once you retire.
Your personal my Social Security account continues to benefit you once you file for benefits and beyond. Use your account to check the status of your application and, once you are receiving benefits, use your account to manage them. For example, you can start or change your direct deposit, change your address and phone number, get proof of benefits, and much more – online and
at your convenience. Learn about all the great advantages of having your own my Social Security account at www.socialse- curity.gov/myaccount.
Vonda VanTil is the Public Affairs Specialist for West Michigan. You
can write her c/o Social Security Administration, 3045 Knapp NE, Grand Rapids, MI, 49525 or via email at vonda.vantil@ssa.gov.
Stacey Lott
Attorney at Law
Estate Planning & Elder Law
269.963.8222
130 East Columbia Avenue Battle Creek, MI 49015
www.staceylottlaw.com
BARRY COUNTY COMMISSION ON AGING
Age For Full Retirement Benefit
Friendship Center Locations:
Hastings COA Building:
(269) 948-4856 Mon-Fri 10 am-2pm
Nashville Masonic Temple:
(517) 852-9182 Mon-Fri 10:30am-1pm
For Retired Workers
Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits. Your full retirement age depends on your date of birth. The age for Medicare eligibility is 65, regardless of when you were born.
For more information, go to http://www.socialsecurity.gov/planners/retire/ retirechart.html.
• Home Delivered Meals. For homebound seniors that are unable to pre- pare meals, can receive delicious meals at home. Special diets available. • Senior Center Activities including line dancing, card making, beading,
cards, bingo, and many others.
• Senior Meal Choice Dining. Restaurant-based senior dining program. • Chore Service provides minor home repair for seniors.
There are many more activities and opportunities to volunteer your time and talents! Just Call Barry County Commission on Aging for more
information.
320 West Woodlawn Avenue, Hastings, MI 49058
Phone: (269) 948-4856 | Fax: (269) 948-3336 E-Mail: bccoa@barrycounty.org | www.barrycounty.org
... . ... . .... ... . .... .... ... . ... . ... . ... . ....
Name: Address:
City State
Zip Code
Tate C. Goodwin, Director / Mgr.
Lighthouse Funeral &
Cremation Services, LLC
1276 Tate Trail, Union City, MI 49094
517-741-4555
wWwWwW..lLigIGhHtThHoOuUsSeEFfuUnNeERrAaLl.CcOoMm “Guiding You In Your Time Of Need”
One Year Subscription  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . $20 .00
Mail to: Senior Times
4642 Capital Ave SW
Battle Creek, MI 49015
Make Checks Payable to Senior Times
P: (269) 979-1479 ext . 301 | www .scenepub .com/seniortimes
Delton Faith United Methodist Church
(269) 623-5400 10:30am-1pm
Woodland Eagles Club:
(269) 367-4041
Mon, Wed & Fri 10:30am-1pm
Year Of Birth
1937 and earlier
....................... . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . ....................... . . . . . . . . . . . .. . . . . . . . . . . ....................... ....................... . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . ....................... .......................
Full Retirement Age (FRA)
65
65 and 2 months 65 and 4 months 65 and 6 months 65 and 8 months 65 and 10 months 66 months
66 and 2 months 66 and 4 months 66 and 6 months 66 and 8 months 66 and 10 months 67
1938. .... . 1939. .... . 1940 ..... 1941. .... . 1942 ..... 1943–1954 1955. .... . 1956. .... . 1957. .... . 1958. .... . 1959 ..... 1960 and later . .
Vonda VanTil, Special to Senior Times
Maximum monthly Social Security benefit: $2,642 for workers retiring at full retirement age in 2014. Note: Higher benefits are possible for those who work or delay receipt after reaching full retirement age.
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✓ Pre-Planning & Monuments
✓ Cremation & Pet Cremation
✓ You Can Transfer Your Pre-Plan
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