Page 27 - Senior Times 26-01 January 2019
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Ask TheSenior Times - January 2019Page 27THE ELDER LAW CENTERHelping Seniors Preserve Their LivesAsset Protection Planning for Persons in a Nursing Home or Entering a Nursing Home Powers of Attorney • Wills • Trusts • ProbateDon't Lose Everything You Have To the Nursing HomeI can help you save up to 100% of your assets.Michael B. Walling, J.D., LL.M.Let me help you properly draft and fund a trust before you or your spouse enter a nursing home; it could save you over $50,000!MICHAEL B. WALLINGElder Law AttorneyAuthor of "Ask the Attorney"Call for a freeinitial consultation*.*Except Asset Protection Planning(269) 324-7344Offices in Portage & Battle Creekwww.wallingplc.comHelping Seniors preserve their lives for more than a decade.ATTORNEYMichael Walling, Special to Senior TimesFINANCIAL ASSISTANCE FOR CAREQUESTION: My wife just had a stroke. She is at home now. We have help but they said it is only tempo- rary. I have checked with a few home care places and they charge $25 an hour. We can’t afford that. I don’t want her to go into a nursing home.I went to a seminar and they wanted me to do an irrevocable trust. Is that a good idea? What should we do?ANSWER: The MI Choice Waiver Program is a Medicaid program that will pay for help to come to your house. They will also pay for medications, doctor visits, etc. In order to qualify for the MI Choice Waiver Program, your wife must pass a medical assessment and there will be an asset limit; justlike Medicaid in a nursing home. Since you are a married couple, you will be able to keep “up to” $125,600. There are legal planning options to save upto 100% of anything exceeding the amount you are allowed to keep.Long Time MMAP VolunteerRetires From MMAP CounselingBy: Karen Courtney, MMAP Regional Coordinator, CareWell Services SWdoes not seem like an irrevocable trust would be right for you. The biggest problem I see is that your wife cannot qualify for Medicaid for five yearsafter you transfer your money into the trust. That means that you will be pay- ing for her home care for the next five years! There are much better planning options available to get her qualified for Medicaid in the next few months; rather than waiting five years. I would seekMichael B. Walling is an ElderLaw attorney with a Master of Laws Degree. He is the Managing attorney of The Elder Law Center and the law firm of Michael B. Walling, PLC. Mr. Walling is also a part-time Professor at Western Michigan University. Please send any questions you would like addressed to: The Elder Law Center, 1662 East Centre Avenue, Portage, Michigan, 49002. You may also call (269) 324–7344 to set up a free initial consultation. This column is intended for general information purposes only and should not be considered as legal advice to any particular person.From what you have told me, itan Elder Law attorney to discuss your options.Year Award.Due to his past experience at DHHS,John has been a vital part of Calhoun County’s MMAP program, volunteering one morning each week during the “slow” season, and twofull days each week during Open Enrollment each year. This calculates out to approximately 200 hours of ser- vice annually! The MMAP reporting system only allows us to research back to April of 2013. Since that time, John has served 685 clients.Client survey cards regularly praise John for being thorough, friendly, and patient. Since September of 2017, MMAP reporting has included a record of money saved by Medicare/Medicaid beneficiaries served by MMAP. John has saved his local clients $186,252 in the past 15 months!In 2014, John was recognized bythe State MMAP organization for his work with the Senior Medicare Patrol, educating beneficiaries about Medicare fraud and abuse prevention. He has been nominated multiple times for the Statewide MMAP Team Member of thePlease join the Board and employees of CareWell Services Southwest, and the staff and volunteers of MMAP in thanking and commending John Doyle for his nine years of volunteerism!and amazing attention to detail, John has been MMAP’s “go to guy” for Medicaid applications and redetermi- nations for the past several years. His expertise in this area will be sorely missed.GivingCaregiversPeace of MindMarian E. Burch Adult Day Care CenterProviding support Monday-Friday, 7am-4:30pm so you can keep your loved one in their own home environment as long as possible.• Care Conference meetings with Caregivers to discuss loved ones’ progress.• Transportation, Nutritious Meal, and snacks.• Variety of daily cognitive and physical activities, including music, art, and community out- ings.• Full-time nurse providing medication management and medical monitoring. Our nurse works closely with your primary care physician.• Full-time Certified Nurse Aides providing personal care including whirlpool baths, shaving and per- sonal care.• Pre-arranged Overnight Respite• Restorative Therapy available.• Full-service beauty shop and podiatry services available.• Serving adults 18 years and older Monday - Friday, 7am-4:30-pm• Financial assistance available to those who qualify.Marian E. Burch is a department of Calhoun County Medical Care Facility since 1983.1150 E. Michigan Avenue, Battle Creek, MI 49014 (269) 962-1750 www.ccmcf.comMMAP Counselor John Doyle, res- ident of Bellevue, began his volunteer activity with Calhoun County MMAP September of 2009.A MIPPA grant pays CareWell Services a stipend for each Medicaid application submitted successfully, as well as Extra Help Program applica- tions, which we complete each year. Since April of 2013, John has complet- ed 189 Medicaid applications and 101 Extra Help Applications. This work potentially generated up to $30,100 in MIPPA grant revenue for the Agency.Activities❖ Bicycling❖ Billiards❖ Burnham Brook Singers❖ Cards & Games❖ Evening Dances❖ Golf❖ Line Dancing Lessons❖ StampClub❖ Tap Dancing LessonsHours Of Operation Building Hours:Mon-Fri, 6am-9pmSat, 8am-3pm; Sun Closed Of ce Hours: Mon-Fri, 8am-5pm The Kool Family Community Center Basic Annual Membership: $55 Call For Prices ForThe Fitness Loft 269-969-8956 Like us on Facebook200 West Michigan Avenue, Battle Creek, MI 49017  269-965-0000

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