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Page 16Senior Times - April 2019Aging and Disability Resource Line: 1-800-626-6719 General Agency Telephone: (269) 966-2450200 West Michigan Avenue Suite 102 Battle Creek, MI 49017My Medicare Matters – Saving Money on Medicare CoveragesBy: Karen Courtney, Regional MMAP Coordinator, CareWell Services SWwww.region3b.orgCareWell Launches Be Well WorkshopsBy: Karl Fales, CEO, CareWell Services SWAs part of our efforts to promote health, independence, and choice, CareWell Services, your Barry/ Calhoun Area Agency on Aging,and work toward the same goals in their caregiving roles, whether they are a primary caregiver or provide support to the caregiver,” said working with the library to offer Memory Matters and Aging Mastery Program offering a number of workshops in the community. These programs focus on health and wellness and are offered without cost.Another ongoing Be Well workshop is starting on Thursday, April 4 at 1:30pm at the Kool Family Community Center. The PATH Living with Chronic Pain workshop is a six-week class that teach practical skills for livinga healthy life with chronic pain. Participants will learn how to deal with frustration, fatigue, and pain. They will also develop strategies for talking with family, friends, and healthcare providers; gain insight into goal setting and problem solving; and receive coachingon managing symptoms and medications.Memory Matters is an interactive workshop that will highlight normal age-related memory changes and basic skills to aid memory. The program will be held on Monday, March 11 at 2 pm in the Willard Meeting room. Another popular workshop series in partnership“Most of our programs are evidenced based. This means they have been researched and tested and their effectiveness proven.” said program coordinator Mary Peterson, who teaches the programs.with Willard Library is the Aging Mastery Program (AMP). This 10-week workshop, which will be held on Tuesday from 6-7:30 pm beginning April 16, encourages developing behaviors acrossmany dimensions that will lead to improved health, stronger financial security, and overall well-being.Creating Confident Caregivers is a university-tested program for family members caring for persons with dementia. Participants will learn about dementia and its effect on the brain, as well as strategies for managing difficult behaviors. Caregivers will also receive resources and information on how to handle everyday activities better and how caring for the caregiveris one of the best strategies for reducing stress and improving caregiving skills.“Chronic pain is a pervasive problem for many. Learning how to live with this pain so as to continue to be productive and engaged in community life isn’t somethingwe are taught. Helping others understand our needs, and learning to listen and give attention to our own needs, can help us have an improved quality of life,” states Peterson.To ensure adequate materials are available, participants needto register for all upcoming workshops. To register for Creating Confident Caregivers or PATH: Living with Chronic Pain, contact CareWell Services at (269) 441- 0930. You can register for Memory Matters and Aging Mastery atthe Willard Library website or by calling them at (269) 968-8166.An upcoming session of Creating Confident Caregivers is being offered this spring and will begin on April 23 and run from 5:30-8pm at the Kool Family Community Center in the second floor Burnham Brook Conference Room. It is open to anyone caring for someone with memory loss.Two other upcoming programs are being offered at Willard Library as part of their thirdAge Series. The thirdAGE Learning Series offers programs for adults between retirement and the beginning of age-imposed physical, emotional, and cognitive limitations. CareWellCareWell Services is the area agency on aging serving Barry and Calhoun counties with a mission of promoting health, independence, and choice. It serves as the focal point for aging services. For information on resources and programs in your community, call us, we’re here to help! (269) 441- 0930.Peterson encourages family members to attend the caregiver program together. “It can help families talk the same languageBe aware of programs which may be available to help you control Medicare insurance costs.The “Extra Help” Program helps some Medicare beneficiaries pay monthly prescription premiums, co-pays and/or their annual deductibles related to a Medicare Prescription Drug program. In 2019, eligibility limits are: Income limit of $1,581 for an individual or $2,134 fora married couple per month. This is GROSS income, before any premiums, taxes or other expenses are taken out. Asset or resource limit is $14,390/yr for an individual or $28,720/yr for a married couple. Assets include: CD’s, IRA, Investments, savings, bank accounts, excess property.The Medicare Saving Program helps beneficiaries pay for their Medicare Part B premiums, co-pays and/or deductibles. Gross Income limit is $1,426for an individual or $1,923 for a married couple per month. Asset or Resource limit is $7,730/yr for an individual or $11,600/yr for a married couple. In addition, a $1,500 per person burial asset may be allowed.Know The Signs of Contractor ScamsBy: Liz Lawson Young, Marketing Specialist, CareWell Services SWMedicare beneficiaries are encouraged to call their local MMAP site to be screenedfor savings programs. Other resources for prescription savings may be discovered if you are ineligible for the Extra Help program – ask us!Spring is just around the corner, and with it door-to-door scammers posing as contractors promising affordable home improvements. Sadly, these types of scams are on the rise, but knowing the signs of contractor scams can prevent you from losing a lot of money.These people are rarely licensed or insured and often require large payments up front. After payments are received, the scammers either fail to complete the work or provide substandard work that causes more problems for the homeowner.let each company or contractor know that no immediate decision will be made. Be sure to request identification, licenses, and insurance information for each.CALL 1-800-803-7174 to reach Battle Creek MMAP or your nearest MMAP office. Other sites in our area are: Forks Senior Center in Albion (517) 629-3842; Calhoun County Office of Senior Services in Marshall, (269) 781- 0846; and Barry Commissionon Aging in Hastings (269) 948- 4856). Administered by Carewell Services Southwest, Calhoun County MMAP is funded inpart by Calhoun County Senior Millage.Oftentimes, scammers posing as contractors will offer deals on home improvements such as roof repairs, driveway resurfacing, and exterior painting. These scammers tend to target seniors. They may pressure homeowners to make a quick decision, explaining that the deal is only available for a short time, or that they only have a limited time to complete the job before they have to move on.If you are in need of a contractor for your home improvements, make sure you employ a reputable and licensed local contractor. Be very cautious of contractors who claim to have offices out of town. It is very difficult to verify licensesand insurance for out-of-town companies and hard to pursue them if you are scammed.As the weather gets warmer, remember all solicitors in the City of Battle Creek require a license. Check with your local clerk before purchasing anything from someone selling door-to-door. You canverify whether or not a person providing home repair, building,or other trades has an appropriate license through the Department of Licensing and Regulatory Affairs at (517) 241-6470.When you begin to look for a contractor, take the time to shop around. Get at least three bids andFor more information contact CareWell Services at (269) 966- 2450. Call us. We’re here to help!PROMOTING HEALTHINDEPENDENCE  CHOICE

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