Page 33 - Senior Housing Directory 2020 South Central Michigan
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 SENIOR HOUSING DIRECTORY 2020
However, it will continue to pay for covered medical expenses, such as hospital care, prescribed home health services, and doctor visits. There is one exception to that rule. Medicare PACE is a government program that helps qualifying older adults get the medical and social services they need to continue living in their homes as they age.
Medicaid may be available to some residents. It will not pay the fees for room and board, but it may pay medical expenses including prescription medicines. Medicaid will, however, support qualifying individuals in their home environment through the MI Choice Waiver with appropriate services.
If you have questions about Medicare and Medicaid benefits, the Medicare Medicaid Assis- tance Program at 1-800-803-7174 can explain what programs are available and how to qualify.
Supplemental Security Income:
The Social Security Administration runs an income supplement program for low-income blind, aged, and disabled people. This program is called Supplemental Security Income (SSI). If you qualify for SSI, you are paid a monthly check to bring your total income up to the SSI limit.
You apply for SSI at your local Social Securi- ty office. Additional information can be obtained from the Social Security Administration at
1-800-772-1213. If you qualify for SSI, you automatically qualify for Medicaid.
Some adult foster care homes and homes for the aged accept SSI payment levels as payment in full. If the AFC or HFA accepts SSI, it cannot charge you more than this amount for its services. However, an AFC or HFA is not required to accept a resident receiving SSI.
Covering Costs for Skilled Nursing Facility (SNF) Care: Your medical condition, or that of a loved one, might reach a point that 24-hour skilled nursing care is the remaining option. If so follow these steps to find the nursing home that meets your needs.
1. Find nursing homes in your area. There is a list to start with found on page 22.
2. Compare the quality of the nursing homes you’re considering. Your local Ombudsman can help you with this or you can start online by visiting medicare.gov/nursinghomecom- pare.
3. Visit the nursing homes you’re interested in or have someone visit for you. Sometimes it’s best to just drop in.
4. Choose the nursing home that meets your needs.
Paying for Skilled Nursing Facility: Long- term care can be tremendously expensive, and
unfortunately, your options for covering it are limited.
One is to rely on your own savings or a
loan, like a reverse mortgage. Another is to buy long-term care insurance, which is sold by many insurance companies. The earlier you buy a policy, the better. The premium gets more expensive the older you are. You may also be able to trade in your life insurance policy for long-term care insurance.
People who have worked for the government or were in the military may qualify for discounted insurance. Some costs may also be covered through the Aid and Attendance program previously mentioned.
If your income or assets are low enough you might qualify for Medicaid, which will cover most of your long-term care costs.
Many people who don't qualify for Medicaid because their assets are too high pay for long- term care on their own. Then, once that money is exhausted, and their assets are low enough, they can then qualify for Medicaid coverage. Medicaid programs are run by individual states. The Benefits.gov web site should be able to connect you to information about your state's Medicaid plan.
For more information please contact your MMAP Counselor at 1-800-803-7174.
      Our patient-first philosophy means care with a personal touch.
  OUR SERVICES
• 24-hour Nursing Care
• Post-Acute Care
• Tracheostomy Care
• Wound Care
• Pulmonary Care
• Pain Management
• Respite Care
• Palliative Care
• Medically Complex Patients
• IV Therapy
• Dementia Care
OUR AMENITIES
• Private Rehab Recovery Rooms • Spacious Resident Rooms
• Daily Housekeeping Service
• Recreational Activities
• Personal Laundry Service
• Beauty Salon and Barber Shop • Telephone Service Available
• Patio and Courtyard
• Air Conditioning
• Cable Television / WiFi
 In life, people matter most.
 (269) 781-4281 • www.atriumlivingcenters.com 575 North Madison Street Marshall, MI 49068
                Your Care. Your Community. Your Choice.
Thornapple Manor has served the Barry County area for over 61 years promoting independence and quality of life in a caring and loving environment.
We specialize in providing expertise and experience in skilled 24-hour long-term care, short-term inpatient rehab, outpatient rehabilitation services and memory care.
                                                                                 2700 Nashville Road, Hastings, MI 49058 (269) 945-2407 • www.thornapplemanor.com
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