Page 23 - Senior Housing Directory 2018
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... continuedSecurity Income (SSI). If you qualify for SSI, you are paid a monthly check to bring your total income up to the SSI limit.You apply for SSI at your local Social Security office. Additional information can be obtained from the Social Security Administration at 1-800-772-1213. If you qualify for SSI, you automatically qualify for Medicaid.Some adult foster care homes and homes for the aged accept SSI payment levels as payment in full. If the AFC or HFA accepts SSI, it cannot charge you more than this amount for its services. However, an AFC or HFA is not required to accept a resident receiving SSI.Local Benefit ProgramsSome local businesses included a long term care program benefit or have supports services that will provide assistance such as with the Kellogg 25 Year Trust.Covering Costs for Skilled Nursing Facility (SNF) CareYour medical condition, or that of a loved one, might reach a point that 24- hour skilled nursing care is the remaining option. If so follow these steps to find thenursing home that meets your needs.1. Find nursing homes in your area. Thereis a list to start with found on page 15. 2. Compare the quality of the nursinghomes you’re considering. Your local Ombudsman can help you with this or you can start online by visiting medi- Visit the nursing homes you’re interested in or have someone visit for you. Some- times it’s best to just drop in.4. Choose the nursing home that meets your needs.Paying for Skilled Nursing FacilityLong-term care can be tremendously expensive, and unfortunately, your options for covering it are limited.One is to rely on your own savings or a loan, like a reverse mortgage. Another is to buy long-term care insurance, which is sold by many insurance companies. The earlier you buy a policy, the better. The premium gets more expensive the older you are. You may also be able to trade in your life insurance policy for long-term care insurance.People who have worked for thegovernment or were in the military may qualify for discounted insurance. Some costs may also be covered through the Aid and Attendance program.If your income or assets are low enough you might qualify for Medicaid, which will cover most of your long-term care costs.Many people who don't qualify for Medicaid because their assets are too high pay for long-term care on their own. Then, once that money is exhausted, and their as- sets are low enough, they can then qualify for Medicaid coverage. Medicaid programs are run by individual states. The Benefits. gov web site should be able to connect you to information about your state's Medicaid plan.For more information please contact your MMAP Counselor at 1-800-803- 7174.Those that qualify for skilled nursing care but can remain living at home as long as additional supports are provided might benefit from either the MI Choice Waiver Program, or the P.A.C.E. program. The participant must meet certain eligibility requirements but it is worth seeking out this possible assistance.Battle Creek AreaNEED TO DOWNSIZE?We can help you downsize for your move into your assisted living home. Bring in all of your unwanted items or give us a call to schedule a pick-up.Go to for Weekly Specials and donations.545 North Ave, Battle Creek, MI (269) 441-1038STORE HOURSTuesday-Friday, 10am to 6pm Saturday, 10am to 2pmAll donations must be made by 4:30pmTo schedule larger items for free pick-up please call (269) 411-1038. During periods of high volume, it may take up to a week before we can schedule the pick-up.2018 | SENIOR HOUSING DIRECTORY 23CALHOUN COUNTYSEPTEMBER 26, 2018 • 9AM - 2PM First Congregational Church145 NE Capital Avenue, Battle Creek, MI 49017The day is free to Caregivers. Registration is required. Brunch and lunch will be provided. Respite care for your care receiver will be available free of charge. Come relax, enjoy a day away and feel refreshed.CONTACTSally Goss 269-979-1479 ext 306 Stacy Wines 269-968-7334

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