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Local InterestMeeting Financial Responsibilities in RetirementBY SHERII SHERBANHave you achieved the coveted status of retired? Do you find yourself living it to the fullest or are you won- dering, “What now?” What are your expectations of retirement? Do you find yourself needing to fill a few extra hours each week? What about the things that were on your bucket list? Could now be the time to make plans to start a second career?More often than not, working after re- tirement is fueled more by personal ful- fillment than receiving peak dollars again. Your time becomes your own again and while you will have to be responsible, es- pecially if working for someone else, you can also choose how many hours a week you want to commit to. Now, you may have the greatest options.In a time when many jobs offer an op- portunity to work online or from home, there is also the possibility to phase into retirement, easing into a fewer number of hours each week at the office. Train- ing your replacement and transitioning into a consultant position can also sup- port this type of transition. This will al- low for increased leisure time along with income, and possibly even continued benefits from your job. You may even consider taking on different responsibili- ties during this time.And while you’re looking at your own future, phased retirement offers many benefits for employers too. Baby boom- ers are great employees to have, even with reduced hours. It will cut on costsfor them while maintaining the most experienced employees. Surprisingly, if all baby boomers retired at age 65 there would be a significant labor shortage. Your employer might not offer part-time, or phased employment opportunities. If not, maybe you can help them design a program that works well for both of you.Become an entrepreneur; it makes cents. Yes, you can start your own busi- ness. It doesn’t necessarily mean launch- ing a new product, but it could. There is so much more however, from running a B&B to making a hobby into a second career. Your previous experiences in the workforce can give you the knowledge and confidence to get started. With a little adjusting it can become the perfect new beginning you’ve been looking for. The best part is that owning your own busi- ness allows you to set the schedule and the pace of the work. Before you take the plunge make sure to also take the time to learn the dynamics of running a business as well as the financial responsibilities.Your best second career is to work on something you love. Passion might not have been on the top of the list when trying to meet the needs of your young family. Now that you can choose, themost fulfilling second careers are found by making them an extension of those things that inspire you. As an example, if you enjoy kids, why not drive a school bus, work as a teacher’s aid, or a library?Travel jobs for seniors can cross another item off the bucket list. The travel industry offers a host of job oppor- tunities that will allow you to see parts of the world without the cost of doing it on your own. Work for a company that orga- nizes travel programs; cruise ships have all sorts of job opportunities from enter- tainment to meal preparation; become a tour guide; work for a hotel chain; seek out fun seasonal work; become a proper- ty caretakers somewhere you want to go; and so much more.Share your knowledge with con- sulting. This is a great opportunity to transition with as much ease as you are looking for. You can work with a goal of filling your day from morning to night or work with just a few clients. Your skills and expertise can be valuable to employ- ers throughout the state, or the nation; you choose. This type of second career can also allow for some of that travel that you were hoping to do later in life.Return to the classroom. Return to learn or to train others. Either way, there are nearly half a million men and women over the age of 50 that are enrolled in part- time or full-time undergraduate and gradu- ate programs according to the Department of Education; many more in other training and vocational programs. This too, can become a second career as you take your expertise to the classroom through Life- long Learning programs or other training programs through your local community college or at area businesses.Volunteering is beneficial for all. If you are not seeking extra income a re- warding and fulfilling endeavor for you could be volunteering. You can choose the type, ages, locations, and more. You can contact area organizations directly or work through organized programs. Reach out to 2-1-1 for possibilities in our area today. Your efforts will make a difference in the lives of those around you and pro- vide you great health benefits as well.Note: A visit with your financial plan- ner might be a great first start as your future planning begins.Sweaters Collection SuccessFred Bachman of Bachman, Hebble Funeral ServiceWe joined forces to have one of the most abundant sweater drives for the Bachman Hebble Funeral Service and needy individuals; 1091 sweaters were collected for adults, teens, infants, and children. This was the second HIGHEST number of sweaters ever collected during the 23rd year of the Sweaters for Warmth project. Sweaters were distributed through “Santa’s Helpers,” Haven of Rest Ministries, In as Much House, Family & Children Services, Alternatives, Veterans Helping Veterans, and Safe say “thank you” to all who thought of others this Christmas season. Whether donating, coordinating, sorting, and more, your thoughtfulness will help to keep others warm this winter.Scene was proud to be one of the sites collecting sweaters again this year.We want to have a big tip of the hat20 SCENE 4401 I MEN IN BUSINESSMany of today’s retirees are viewing retirement as the beginning of a new and exciting phase of their life, rather than an ending.

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